Supported regions & currencies

Where BMONI Embedded works today — currencies, KYC providers, and money-movement rails per region.

LifecycleUserWalletKYCRailFundMove money

BMONI Embedded supports fiat rails across North America, Europe, Nigeria, and Latin America, with multi-currency smart wallets backed by stablecoins.

Region matrix

Region	Fiat currency	Wallet stablecoin	KYC / identity	Money movement
United States / International	USD	USDB	Global KYC level for non-NGA/CAN users	USD virtual bank account (ACH/wire in)
Nigeria	NGN	CNGN	BVN verification (auto-populates the KYC profile)	NGN virtual accounts, Nigerian bank withdrawals
Canada	CAD	CADC	Hosted verification link, no document uploads	Canadian rails via PayTrie
Europe (SEPA)	EUR	EURe	Monerium handshake after the standard KYC wizard	SEPA payouts (IBAN)
Mexico	MXN	MEXe	Standard KYC documents + Etherfuse activation	MXN on/offramp via SPEI/CLABE quotes & orders
LATAM cash	Orders priced in a wallet currency (MXN, USD, …)	—	Requires an active smart wallet	Cash pay-in / pay-out orders
Rest of world (Ghana, China, India, South Africa, …)	USD	USDB	Global KYC (sumsubLevelName at activation)	USD virtual bank account

KYC data is submitted once and reused across regions. Each region’s rail still requires its own activation/onboarding call — see the per-region pages in the KYC section.

Discovering support at runtime

Two endpoints let you build currency pickers and crypto-deposit screens without hard-coding the lists:

Endpoint	Returns
GET /v1/smart-wallets/supported-currencies	Stablecoin currencies a smart wallet can hold: USDB, CNGN, CADC, EURe, GBPe, MEXe
GET /v1/deposit/supported-assets	Chains and tokens accepted for crypto top-ups, grouped by chain (e.g. USDC on Base)

GBPe is available as a wallet currency for holding balances; GBP fiat rails are not yet exposed through the API.

Where to go next

• Integration flow — the end-to-end call order for any region.
• KYC requirements per region: USD, Nigeria, Canada, Europe, Mexico, Rest of world.
• Money movement: Mexico MXN on/offramp, LATAM cash orders, EU SEPA payouts.